Cherry Tree Cottage, 3 Suffield, Bransford, Worcester, WR6 5JE

UPRN:10014092163Semi-Detached House3 bedsBuilt 1900-1929

Tenure: -Council Tax: Band CEPC: F (29)

Data freshness:Listing· freshPlanning· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cherry Tree Cottage, 3 Suffield, Bransford, Worcester, WR6 5JE

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£322,000

£289k - £354kMedium

Estimate

£322k

Range

£289k – £354k

Rent Estimate (pcm)

£550

£450 - £650

Monthly

£550

Yield

1.15%

Verdict

Derived from HomePortfolio scores

Cherry Tree Cottage earns an INVESTIGATE rating with HP Score 68/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 3Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -78.6% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10014092163· as of 13 Oct 2026
Rental economics0/40
gross yield 1.1%; range width penalty ×0.47
- valuation_snapshotsrent estimate 550/mo (range 450-650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,152/mo, -391% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 78 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
118 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£550/mo

Evidenced range £450-£650

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£1,560/mo
Cash on cash: -9.7%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.28 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10014092163Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 550/mo (range 450-650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 550/mo (range 450-650)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 78 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£322,000

Rent Estimate (pcm)£550

Gross Yield1.15%

1y Growth-

3y Growth+3.7%

5y Growth+3.8%

10y Growth+5.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

3WR6 5JE

Approval Rate

50%12mo

Development

low

M/26/01666/CCO
Discharge of conditions: 8 (travel plan) and 9 (employment travel welcome pack) of planning permission M/24/01397/FUL
Pending
M/26/01512/NMA
Non-Material Amendments to Ref. M/25/01281/HP, for changes to the roofing materials on two flat roof areas.
Approved
M/26/01498/CCO
Discharge of conditions: 3 (archaeology); 5 (construction environmental management plan); 6 (cycle parking); 7 (bat/bird box details); and 10 (renewable/low carbon energy plan) of planning permission M/24/00383/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership83.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,167

Population Density-

Owner Occupied79%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Our Place School
0.2 mi
Good
Leigh and Bransford Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Dyson Perrins CofE Academy
2.2 mi
Good
Powick CofE Primary School
2.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Suffield Lodge
-
£425k
-
2 Suffield Council Houses
-
£260k
-
4 Suffield Council Houses
-
£156k
-
5 Suffield Council Houses
-
£219k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN