The Gables, 41, Severn Stoke, Worcester, WR8 9JR

UPRN:10014092783Detached BungalowBeds -Built 1950-1966

FreeholdCouncil Tax: -EPC: E (50)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Gables, 41, Severn Stoke, Worcester, WR8 9JR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£390,000

£312k - £467kLow

Estimate

£390k

Range

£312k – £467k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

1.65%

Verdict

Derived from HomePortfolio scores

The Gables earns an INVESTIGATE rating with HP Score 51/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

51/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

1/ 100

Low

Transit & Bike

Transit 5Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£2,122/mo
Cash on cash: -8.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.41 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£390,000

Rent Estimate (pcm)£1,200

Gross Yield1.65%

1y Growth-

3y Growth+5.2%

5y Growth+1.9%

10y Growth+4.6%

Last Sold Price£335,000 (2022-03-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3WR8 9JR

Approval Rate

100%12mo

Development

low

M/26/00921/LB
Dismantling and rebuilding of the rear kitchen chimney to its existing dimensions, including installation of a clay flue liner, chimney pot and rain cowl.
Approved
M/26/00525/HP
Proposed conversion of garaging to ancillary living accommodation for dependent relative - (Variation of condition 2 Ref: M/24/01677/HP)
Approved
M/25/01867/LB
Part Retrospective structural repairs to roof, chimney and maintenance of brickwork
Approved

View Planning Timeline