3 Field Row, Upton-upon-Severn, Worcester, WR8 0JY

UPRN:10014093606Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: C (73)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Field Row, Upton-upon-Severn, Worcester, WR8 0JY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£210,000

£200k - £221kHigh

Estimate

£210k

Range

£200k – £221k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

4.80%

Verdict

Derived from HomePortfolio scores

3 Field Row earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

64/ 100

Moderate

Transit & Bike

Transit 7Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£199,995

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £62,799
Net cash flow: -£121/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£210,000

Rent Estimate (pcm)£800

Gross Yield4.80%

1y Growth-

3y Growth+5.2%

5y Growth+1.9%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WR8 0JY

Approval Rate

-12mo

Development

low

M/26/01394/CCO
Discharge of Condition 3 (Surface Water Drainage), Condition 4 (LEMP) and Condition 5 (BNG/LEMP) of planning permission M/25/02045/FUL.
Approved
M/26/01368/LB
Works to facilitate part change of use of ground floor, including conversion and extension of rear wing, following partial demolition of outbuildings, to form one ground floor flat and smaller commercial unit to front.
Pending
M/26/01369/FUL
Part change of use of ground floor, conversion and extension of rear wing, following demolition of outbuildings, to form one ground floor flat and smaller commercial unit to front.
Pending

View Planning Timeline