Cockden Cottage, Todmorden Road, Briercliffe, Burnley, BB10 3QQ

UPRN:10014136902Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: Band FEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Cockden Cottage, Todmorden Road, Briercliffe, Burnley, BB10 3QQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£485,000

£388k - £582kLow

Estimate

£485k

Range

£388k – £582k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.03%

Verdict

Derived from HomePortfolio scores

Cockden Cottage earns an INVESTIGATE rating with HP Score 68/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

20/ 100

Low

Transit & Bike

Transit 3Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.0%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2500/mo (range 2350-2650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,435/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
438 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£745,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £252,050
Net cash flow: -£784/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2500/mo (range 2350-2650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2350-2650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£485,000

Rent Estimate (pcm)£2,500

Gross Yield4.03%

1y Growth+149.5%

3y Growth+8.2%

5y Growth+5.1%

10y Growth+4.8%

Last Sold Price£200,000 (2024-10-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB10 3QQ

Approval Rate

-12mo

Development

low

PA/2026/0375
Single storey rear kitchen extension
Approved
PA/2026/0351
Proposal to change the existing windows.
Conditions
PA/2026/0350
Proposal to change the existing windows.
Approved

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-10-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,680

Population Density-

Owner Occupied81%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Briercliffe Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Compass Community School Lancashire
0.5 mi
Good
Silver Birch School
0.6 mi
-
St James' Lanehead Church of England Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Cockden Cottage Todmorden Road
-
£200k
-
Cockden Barn Todmorden Road
-
£565k
-
Croft House Todmorden Road
-
£300k
-
Higher Cockden Byre Todmorden Road
-
£347k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN