14 Pollard Court, Layland Walk, Worcester, WR5 3GD

UPRN:10014146897Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band CEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

14 Pollard Court, Layland Walk, Worcester, WR5 3GD

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£236,000

£224k - £248kHigh

Estimate

£236k

Range

£224k – £248k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.89%

Verdict

Derived from HomePortfolio scores

14 Pollard Court earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 16Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +0.4% (HIGH), sold-comps +8.2%, £/sqft +8.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10014146897· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.6%· as of 9 Nov 2026
Rental economics14.8/40
gross yield 6.9%; range width penalty ×0.98
- valuation_snapshotsrent estimate 1350/mo (range 1300-1450)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -129/mo, -10% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
392 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£176,000£270,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £141/mo
Cash on cash: 2.3%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10014146897Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.6%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1350/mo (range 1300-1450)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1300-1450)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£236,000

Rent Estimate (pcm)£1,350

Gross Yield6.89%

1y Growth-

3y Growth+0.3%

5y Growth+1.5%

10y Growth+3.3%

Last Sold Price£192,500 (2015-12-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WR5 3GD

Approval Rate

-12mo

Development

low

26/01034/CAN
Undertake arboricultural management works to the trees and shrubs identified within the report "B J Unwin - Diglis House Hotel - Tree Management Inventory" dated 8 November 2026, in accordance with the schedule of works contained therein.
Pending
26/01037/GPDG
Prior approval for a change of use of a hairdressers (use class E) to create a bedroom and storage area for adjacent apartment (use class C3)
Pending
26/01018/TPOA
1 - Eucalyptus - Shorten branches extending over lawn area to allow in additional light. 2 - Apple - Remove new growth and shape overall. 3 - Holly - Reduce in height to approximately 4.5 metres above ground level. 4 - Damson - Remove dead branch extending over car, back to main trunk. 5 - Hornbeam - Raise to approximately 4 metres above drive. 6 - Hornbeam - Selectively prune branches back to main trunk. 7 - Ash (showing signs of dieback within canopy) - preserve tree as much as possible, shorten several boughs extending over lawn area. 8 - Laurel - Reduce in height to approximately 3 metres above ground level and leave to thicken as a screen. 9 - Holly situated alongside drive - Raise to approximately 4.5 metres above ground level. 10 - Conifer with large wound - Fell to ground level 11 - Cedar - Raise to approximately 5 metres above ground level, to facilitate high sided vehicles. Remove dead branch.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-12-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,997

Population Density-

Owner Occupied62%

Age Distribution

0-15 14%16-64 69%65+ 17%

View Area Profile

Schools Nearby

The King's School
0.3 mi
Inspected by ISI
Blessed Edward Oldcorne Catholic College
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Christopher Whitehead Language College
0.5 mi
Good
Cherry Orchard Primary School
0.6 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Pollard Court Layland Walk
-
£255k
-
Pollard Court Layland Walk
-
£170k
-
Pollard Court Layland Walk
-
£210k
-
Pollard Court Layland Walk
-
£202k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN