2-05, David Morgan Apartments, Barry Lane, Cardiff, CF10 1FR

UPRN:10014197046Flat/Maisonette3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2-05, David Morgan Apartments, Barry Lane, Cardiff, CF10 1FR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£252,000

£227k - £277kMedium

Estimate

£252k

Range

£227k – £277k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

9.67%

Verdict

Derived from HomePortfolio scores

2-05 earns an INVESTIGATE rating with HP Score 54/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

64/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 1 bedrooms but the valuation snapshot describes 3 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: £396/mo
Cash on cash: 8.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£252,000

Rent Estimate (pcm)£1,450

Gross Yield9.67%

1y Growth-

3y Growth+0.7%

5y Growth-0.8%

10y Growth+1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF10 1FR

Approval Rate

-12mo

Development

low

26/02358/FUL
Alterations to existing shopping centre frontage in connection with the expansion and amalgamation of the existing showroom, including the formation of new customer entrances, replacement glazing, doors and associated shopfront works,
Pending
26/02295/DOC
Discharge of Conditions 7 (Sample Areas) and 9 (Samples of Bronze Shingle Panels) of 25/01622/LBC.
Pending
26/02288/FUL
Change of use of the of floors 1 to 6 of Elgin House from offices (Use Class B1) to an aparthotel (Use Class C2), with associated internal works
Pending

View Planning Timeline