26 Osborne Road, Potters Bar, EN6 1SD

UPRN:10014210487Detached PropertyBeds -Built 1976-1982

FreeholdCouncil Tax: Band GEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,180,000

£944k - £1.42MLow

Estimate

£1.18M

Range

£944k – £1.42M

Rent Estimate (pcm)

£4,400

£4k - £5k

Monthly

£4,400

Yield

5.87%

Verdict

Derived from HomePortfolio scores

26 Osborne Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

74/ 100

High

Transit & Bike

Transit 10Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics5.2/40
gross yield 5.9%; range width penalty ×0.75; the estimate this rent rides on sits 24% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 4400/mo (range 3900-4900)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -693/mo, -16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 29 Oct 2026
Risk & liquidity9.2/15
258 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£899,950

At the asking price

Monthly rent£4,400/mo

Evidenced range £3,900-£4,900

Interest rate5.4%

Loan to value75%

Cash required: £306,283
Net cash flow: £9/mo
Cash on cash: 0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4400/mo (range 3900-4900)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 29 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 29 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4400/mo (range 3900-4900)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,180,000

Rent Estimate (pcm)£4,400

Gross Yield5.87%

1y Growth-

3y Growth+0.0%

5y Growth+0.7%

10y Growth+2.7%

Last Sold Price£320,000 (2000-10-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EN6 1SD

Approval Rate

-12mo

Development

low

26/1507/CLP
Single storey rear extension and conversion of loft to habitable space including hip to gable roof alterations, rear dormer, and 4x roof lights. Certificate of lawful development (Proposed).
Pending
26/1496/HSE
Construction of part first floor, part two storey front extension, part single, part two storey rear extension, and single storey side extension; alterations to roof to facilitate habitable space at loft level, including raised height, side and rear dormers, insertion of 2x front and side rooflights and solar panels; alterations to fenestration, and extension to rear patio.
Pending
26/1494/CLP
Demolition of existing garage and temporary shed to facilitate construction of single storey side extension, conversion of loft to habitable space to include hip to gable roof alterations, rear dormer and 4x front rooflights. Certificate of Lawful Development (Proposed).
Pending

View Planning Timeline

Ownership

Corporate Ownership71%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-10-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,159

Population Density-

Owner Occupied85%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Lochinver House School
0.1 mi
Inspected by ISI
Gracewood Academy
0.2 mi
Inspected as Mount Grace School (URN 137224) on 2 Nov 2022
Little Heath Primary School
0.3 mi
Good
Stormont School
0.6 mi
Inspected by ISI

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Osborne Road
-
£2.15M
-
18 Osborne Road
-
£1.25M
-
20 Osborne Road
-
£1.69M
-
22 Osborne Road
-
£975k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN