Tooter Cottage, Sliven Clod Road, Rossendale, BB4 8UG

UPRN:10014224932Detached Bungalow5 bedsBuilt 1950-1966

Tenure: -Council Tax: -EPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Tooter Cottage, Sliven Clod Road, Rossendale, BB4 8UG

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£937,000

£890k - £984kHigh

Estimate

£937k

Range

£890k – £984k

Rent Estimate (pcm)

£4,600

£4k - £5k

Monthly

£4,600

Yield

6.13%

Verdict

Derived from HomePortfolio scores

Tooter Cottage earns an INVESTIGATE rating with HP Score 62/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 4Bike 5

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£899,995

At the asking price

Monthly rent£4,600/mo

Evidenced range £4,250-£4,950

Interest rate5.4%

Loan to value75%

Cash required: £306,299
Net cash flow: £147/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£937,000

Rent Estimate (pcm)£4,600

Gross Yield6.13%

1y Growth-

3y Growth+1.1%

5y Growth+2.4%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0BB4 8UG

Approval Rate

-12mo

Development

low

2026/0320
Full: Erection of No.1 dwelling including detached garage and associated works.
Pending
2026/0297
Full application for the erection of 39 dwellings and creation of public open space.
Pending
2026/0028/TPO
Works to trees within Loveclough Fold Conservation Area specifically T1 Sycamore - Fell Works to Trees within TPO no. 1 of 2025 specifically T2 - Sycamore - Fell
Unresolved

View Planning Timeline