Apartment 2, Lea Bank Hall, College Lane, Rawtenstall, Rossendale, BB4 7LA

UPRN:10014225035Flat/Maisonette3 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (77)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Apartment 2, Lea Bank Hall, College Lane, Rawtenstall, Rossendale, BB4 7LA

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£422,000

£401k - £443kHigh

Estimate

£422k

Range

£401k – £443k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

7.06%

Verdict

Derived from HomePortfolio scores

Apartment 2 earns an INVESTIGATE rating with HP Score 67/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

37/ 100

Mixed

Transit & Bike

Transit 19Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,350-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £296/mo
Cash on cash: 2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£422,000

Rent Estimate (pcm)£2,500

Gross Yield7.06%

1y Growth+188.1%

3y Growth+1.1%

5y Growth+2.4%

10y Growth+3.9%

Last Sold Price£345,000 (2015-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0BB4 7LA

Approval Rate

-12mo

Development

low

2026/0038/TCA
Works to trees within Cloughfold Conservation Area specifically T1 Ash - Reduce crown by 10-12 feet
Approved
2026/0032/TPO
Works to trees within TPO No.1 2011 specifically T1 Lime - 2m crown reduction, 3m crown raise, 25% crown thin and reduce any rubbing branches
Approved
2026/0349
Dormer loft conversation to the rear elevation
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,487

Population Density-

Owner Occupied75%

Age Distribution

0-15 19%16-64 59%65+ 22%

View Area Profile

Schools Nearby

Staghills Nursery School
0.4 mi
-
Rawtenstall Newchurch Church of England Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Peter's Roman Catholic Primary School, Newchurch
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Anne's Church of England Primary School
0.8 mi
Good

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 College Lane
-
£850k
-
Lea Bank Hall College Lane
-
£295k
-
Lea Bank Hall College Lane
-
£340k
-
4 College Lane
-
£650k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN