The Lakes, Burnt Mills Road, Basildon, SS13 1DY

UPRN:10014236008Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

The Lakes, Burnt Mills Road, Basildon, SS13 1DY

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£744,000

£707k - £781kHigh

Estimate

£744k

Range

£707k – £781k

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

5.76%

Verdict

Derived from HomePortfolio scores

The Lakes earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

44/ 100

Mixed

Transit & Bike

Transit 4Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 12 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 10014236008· as of 9 Nov 2026
Rental economics5.4/40
gross yield 5.8%; range width penalty ×0.89
- valuation_snapshotsrent estimate 3600/mo (range 3300-3850)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -648/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
182 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,300-£3,850

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£39/mo
Cash on cash: -0.2%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10014236008Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 3600/mo (range 3300-3850)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3600/mo (range 3300-3850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£744,000

Rent Estimate (pcm)£3,600

Gross Yield5.76%

1y Growth+2.0%

3y Growth+0.7%

5y Growth+3.0%

10y Growth+3.6%

Last Sold Price£550,000 (2023-06-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SS13 1DY

Approval Rate

100%12mo

Development

low

26/01229/PDPA
Notification for a proposed larger home extension projecting 4 metres from the rear wall of the original dwelling with a maximum height of 3.0 metres and an eaves height of 3 metres, materials to match existing dwelling.
Pending
26/01172/COND
Approval of details reserved by Condition 9 (Construction Environmental Management Plan for Biodiversity), Condition 13 (Badger Mitigation Strategy), Condition 14 (Reptile Mitigation Strategy) Phases 1 and 2 of approved planning consent 25/01432/OUT.
Pending
26/01171/COND
Approval of details reserved by Planning Condition 9 (Construction Environmental Management Plan for Biodiversity), Condition 13 (Badger Mitigation Strategy), Condition 14 (Reptile Mitigation Strategy), Condition 22 (Demolition and Construction Method Statement, and Condition 30 (Construction Management Plan) Phase 0 of approved planning consent 25/01432/OUT.
Pending

View Planning Timeline