26 Bridgewater Wharf, Droylsden, Manchester, M43 7ZA

UPRN:10014256472Terrace Property3 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: B (85)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

26 Bridgewater Wharf, Droylsden, Manchester, M43 7ZA

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£291,000

£277k - £306kHigh

Estimate

£291k

Range

£277k – £306k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

8.57%

Verdict

Derived from HomePortfolio scores

26 Bridgewater Wharf earns an INVESTIGATE rating with HP Score 76/100. Investment score 62/100 reflects moderate fundamentals. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

No data

Walkability

84/ 100

High

Transit & Bike

Transit 76Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,900-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: £440/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£291,000

Rent Estimate (pcm)£2,000

Gross Yield8.57%

1y Growth-19.8%

3y Growth+0.9%

5y Growth+5.4%

10y Growth+6.5%

Last Sold Price£230,000 (2022-02-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0M43 7ZA

Approval Rate

-12mo

Development

low

26/00854/CLUD
Lawful Development Certificate for Existing use of the property as a four-person HMO (Use Class C4) having been this continuously since November 2017
Pending
26/00847/FUL
Two Storey Side Extension
Pending
26/00813/CLUD
Lawful Development Certificate for existing use of the first and second floor as a 2 bedroom flat (Use Class C3) having been this continuously since January 1996.
Pending

View Planning Timeline

Ownership

Corporate Ownership78%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density-

Owner Occupied37%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

St Mary's CofE Primary School
0.2 mi
Good
Fairfield Road Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Fairfield High School for Girls
0.3 mi
Good
Droylsden Academy
0.4 mi
Good

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 Bridgewater Wharf
-
£204k
-
4 Bridgewater Wharf
-
£195k
-
44 Bridgewater Wharf
-
£250k
-
20 Bridgewater Wharf
-
£173k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN