Througham Fields Cottage, Bisley, Stroud, GL6 7AP

UPRN:10014280167Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (51)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Througham Fields Cottage, Bisley, Stroud, GL6 7AP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,002,000

£952k - £1.05MHigh

Estimate

£1.00M

Range

£952k – £1.05M

Rent Estimate (pcm)

£4,050

£4k - £5k

Monthly

£4,050

Yield

4.86%

Verdict

Derived from HomePortfolio scores

Througham Fields Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 3Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£4,050/mo

Evidenced range £3,650-£4,500

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£571/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,002,000

Rent Estimate (pcm)£4,050

Gross Yield4.86%

1y Growth-

3y Growth-4.4%

5y Growth-1.8%

10y Growth+2.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1GL6 7AP

Approval Rate

100%12mo

Development

low

S.26/1389/FUL
Erection of an agricultural building (part retrospective).
Pending
S.26/1249/FUL
Erection of an agricultural building (part retrospective).
Pending
S.26/1221/VAR
Variation of condition 1 (ancillary to Denmans Farm) & 2 (no trade or business) from S.05/1545/COU - Outside arena for horses.
Approved

View Planning Timeline