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109 Church Street, Workington, CA14 2HF

UPRN:10014289343Semi-Detached House3 bedsBuilt 2007-2011
FreeholdCouncil Tax: Band AEPC: C (77)
Data freshness:Listing· 8mo agoListing: stale, refreshed 8mo ago (2026-03-23T08:38:43.027431+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:53:05.049503+00:00)Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T17:20:35.562111+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
109 Church Street, Workington, CA14 2HF

HP Score

Mixed
Verdict
4 days ago
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Mixed signals - investigate

Evidence
17 of 21 sources
Sale Estimate
£108,000
£103k - £114kHigh
Estimate
£108k
Range
£103k – £114k
Rent Estimate (pcm)
£550
£500 - £550
Monthly
£550
Yield
6.11%

Verdict

Derived from HomePortfolio scores

109 Church Street earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
65/ 100
Mixed
Investment Score
63/ 100
Moderate
Crime Score
68/ 100
Elevated
Walkability
85/ 100
Excellent
Transit & Bike
Transit 4Bike 50
Walk Score, out of 100

Valuation & Market

Sale Estimate£108,000
Rent Estimate (pcm)£550
Gross Yield6.11%
1y Growth-
3y Growth+2.5%
5y Growth+4.0%
10y Growth+2.7%
Last Sold Price£85,000 (2021-08-02)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceModerate
  • RadonLow
  • MiningLow
  • LandslideLow
  • Air QualityLow
  • NoiseHigh

Planning Activity

Recent Apps
0CA14 2HF
Approval Rate
-12mo
Development
low
  • NMA/2026/0011
    Non material amendment application relating to changes to the detailed design, appearance and construction specification of the welfare building approved under RMA/2025/0002 Reserved matters for OUT/2023/0019 for a sodium treatment facility
    Pending
  • CON/2026/0050
    Discharge of conditions 5 (Groundshare Agreement), 7 (Footways, Footpaths, Cycleways), 8 (Surface Water), 9 (Site Investigation) and 11 (Arboricultural) on approved application FUL/2025/0119
    Pending
  • FUL/2026/0136
    Hybrid planning application comprising: Full planning application for the erection of a foodstore (Class E(a)), and a drive-thru restaurant (Sui Generis), with access, car parking, landscaping and other associated works. Outline planning application for the erection of up to five retail units (Class E), with car parking, landscaping and other associated works, with all Matters Reserved save for access.
    Pending

Ownership

  • Corporate Ownership65.2%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsNone
  • Lease TypeFreehold
  • Last Ownership Change2021-08-02
  • SourceLand Registry

Connectivity

Broadband (Standard)
17 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£33,840
Population Density5,936 /km²
Owner Occupied47%
Age Distribution
0-15 13%16-64 66%65+ 21%

Schools Nearby

  • St Michael's Nursery and Infant School
    0.1 mi
    -
  • St Patrick's Catholic Primary School
    0.3 mi
    Good
  • Victoria Junior School
    0.5 mi
    Area grades2025

    Inspected after Ofsted withdrew the single overall grade.

  • Northside Primary School
    0.6 mi
    Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 111 Church Street
    -
    £65k
    -
  • 109 Church Street
    -
    £85k
    -
  • 109 Church Street
    -
    £70k
    -
  • 109 Church Street
    -
    £95k
    -