Elmstone Hole Farm, Elmstone Hole Road, Grafty Green, Maidstone, ME17 2AJ

UPRN:10014307964Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (52)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Elmstone Hole Farm, Elmstone Hole Road, Grafty Green, Maidstone, ME17 2AJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,635,000

£1.31M - £1.96MLow

Estimate

£1.64M

Range

£1.31M – £1.96M

Rent Estimate (pcm)

£6,600

£6k - £7k

Monthly

£6,600

Yield

5.28%

Verdict

Derived from HomePortfolio scores

Elmstone Hole Farm earns an INVESTIGATE rating with HP Score 58/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 37Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -97.6%, £/sqft -97.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 22.7%· as of 9 Nov 2026
Rental economics1.8/40
gross yield 5.3%; range width penalty ×0.82
- valuation_snapshotsrent estimate 6600/mo (range 5950-7200)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,607/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity9.2/15
305 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,125,000£1,725,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£6,600/mo

Evidenced range £5,950-£7,200

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£493/mo
Cash on cash: -1.1%
Score at this price: 11

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 22.7%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 6600/mo (range 5950-7200)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 6600/mo (range 5950-7200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 36 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,635,000

Rent Estimate (pcm)£6,600

Gross Yield5.28%

1y Growth+30.7%

3y Growth-2.1%

5y Growth+0.3%

10y Growth+2.6%

Last Sold Price£1,350,000 (2023-06-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME17 2AJ

Approval Rate

-12mo

Development

low

26/503693/LBC
Listed Builing Consent for erection of a single storey side extension.
Pending
26/503336/FULL
Installation of an EV charging point and garden gate.
Pending
26/503337/LBC
Listed Building Consent for the installation of an EV charging point and garden gate
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-06-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

27 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density88 /km²

Owner Occupied78%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Platts Heath Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ulcombe Church of England Primary School
1.4 mi
-
Kingswood Primary School
1.8 mi
Good
Harrietsham Church of England Primary School
1.8 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Elmstone Hole Farm Elmstone Hole Road
-
£1.35M
-
Elmstone Elmstone Hole Road
-
£410k
-
Elmstone Farm Elmstone Lane
-
£1.23M
-
Elmstone Hole Farm Elmstone Lane
-
£975k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN