34A Giddyhorn Lane, Maidstone, ME16 0JX

UPRN:10014309067Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£616,000

£585k - £647kHigh

Estimate

£616k

Range

£585k – £647k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

12.00%

Verdict

Derived from HomePortfolio scores

34A Giddyhorn Lane earns an INVESTIGATE rating with HP Score 66/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

46/ 100

Mixed

Transit & Bike

Transit 20Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
estimate implies a 63% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £798/mo
Cash on cash: 13.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£616,000

Rent Estimate (pcm)£2,250

Gross Yield12.00%

1y Growth-

3y Growth-1.3%

5y Growth-0.2%

10y Growth+2.8%

Last Sold Price£60,000 (2002-01-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME16 0JX

Approval Rate

-12mo

Development

low

26/504277/TPOA
TPO Application to pollard a group of trees (G1) consisting of approx 14 x Sweet Chesnut to previous points (approx 5m) for maintenance purposes.
Pending
26/504202/TPOA
TPO application to remove one Lime (T1) close to ground level and treat stump with ecoplugs or suitable alternative to inhibit regrowth. Remove stems of Scots Pine (TG7) within 20m of area of damage (as shown in Arboricultural Subsidence Report).
Pending
KCC/MA/0140/2026
Details of a Habitat Management and Monitoring Plan pursuant to Condition 14 of planning permission MA/26/501988
Pending

View Planning Timeline

Ownership

Corporate Ownership61%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-01-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density2,523 /km²

Owner Occupied63%

Age Distribution

0-15 20%16-64 63%65+ 17%

View Area Profile

Schools Nearby

St Francis' Catholic Primary School, Maidstone
0.2 mi
Inspected as St Francis' Catholic Primary School, Maidstone (URN 118853) on 12 Mar 2024
St Simon Stock Catholic School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
West Borough Primary School
0.5 mi
Good
St Augustine Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

32 Giddyhorn Lane
-
£155k
-
30 Giddyhorn Lane
-
£250k
-
30 Giddyhorn Lane
-
£220k
-
34 Giddyhorn Lane
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN