14 Locks Yard, Headcorn, Ashford, TN27 9AD

UPRN:10014312093Mid Terrace House3 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band DEPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

14 Locks Yard, Headcorn, Ashford, TN27 9AD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£329,000

£313k - £346kHigh

Estimate

£329k

Range

£313k – £346k

Rent Estimate (pcm)

£1,050

£900 - £1k

Monthly

£1,050

Yield

3.94%

Verdict

Derived from HomePortfolio scores

14 Locks Yard earns an INVESTIGATE rating with HP Score 66/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (45/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

45/ 100

Mixed

Transit & Bike

Transit 8Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£320,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £900-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £103,300
Net cash flow: -£353/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£329,000

Rent Estimate (pcm)£1,050

Gross Yield3.94%

1y Growth+23.2%

3y Growth-4.0%

5y Growth-1.1%

10y Growth+1.0%

Last Sold Price£250,000 (2012-08-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TN27 9AD

Approval Rate

-12mo

Development

low

26/504227/SUB
Submission of details pursuant to condition 7 ((a) Storage and screening of refuse bins and (b) the collection of refuse bins) subject to application 25/502986/FULL.
Pending
26/503922/TPOA
TPO Application to reduce the crown of one English oak from 17m to 13m
Pending
26/503763/BGP
Submission of Biodiversity Gain Plan in relation to application 24/503984/FULL.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-08-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density-

Owner Occupied74%

Age Distribution

0-15 21%16-64 56%65+ 23%

View Area Profile

Schools Nearby

Headcorn Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Frittenden Church of England Primary School
2.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Smarden Primary School
2.8 mi
Good
Ulcombe Church of England Primary School
2.9 mi
-

4 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Locks Yard
-
£495k
-
21 Locks Yard
-
£520k
-
5 Locks Yard
-
£380k
-
26 Locks Yard
-
£360k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN