The Pines, 28A Guildford Road, Hayle, TR27 4PP

UPRN:10014475107Detached House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

The Pines, 28A Guildford Road, Hayle, TR27 4PP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£383,000

£345k - £421kMedium

Estimate

£383k

Range

£345k – £421k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

3.72%

Verdict

Derived from HomePortfolio scores

The Pines earns an INVESTIGATE rating with HP Score 67/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (59/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

59/ 100

Moderate

Transit & Bike

Transit 17Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£614/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.92 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£383,000

Rent Estimate (pcm)£1,550

Gross Yield3.72%

1y Growth-

3y Growth-1.7%

5y Growth+0.4%

10y Growth+2.9%

Last Sold Price£400,000 (2017-07-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TR27 4PP

Approval Rate

-12mo

Development

low

PA26/07588
Construction of seven new apartments with variation of condition 2 (approved plans) in respect of decision PA24/07177 dated 17.02.25
Pending
PA26/07534
Proposed Extension and Alterations
Pending
PA26/07525
To enter into a new Section 106 agreement based on the Council's shared ownership template for individual dwellings (Rockwell lease).
Pending

View Planning Timeline

Ownership

Corporate Ownership72.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-07-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density2,200 /km²

Owner Occupied76%

Age Distribution

0-15 16%16-64 54%65+ 30%

View Area Profile

Schools Nearby

Bodriggy Academy
0.6 mi
Good
Hayle Academy
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Penpol School
1.1 mi
Inspected as Penpol School (URN 111849) on 29 Apr 2025
Connor Downs Academy
1.2 mi
Good

5 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Guildford Road
-
£400k
-
20 Guildford Road
-
£262k
-
Primrose Cottage, 26 Guildford Road
-
£220k
-
The Pines, 28A Guildford Road
-
£400k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN