1, Baldhu, Truro, TR3 6ED

UPRN:10014478371Detached BungalowBeds -Built before 1900

Tenure: -Council Tax: Band CEPC: E (48)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£321,000

£257k - £386kLow

Estimate

£321k

Range

£257k – £386k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

13.26%

Verdict

Derived from HomePortfolio scores

1 earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 3Bike 8

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 70% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£95,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £29,800
Net cash flow: £406/mo
Cash on cash: 16.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£321,000

Rent Estimate (pcm)£1,050

Gross Yield13.26%

1y Growth-

3y Growth+1.7%

5y Growth+2.1%

10y Growth+4.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

4TR3 6ED

Approval Rate

-12mo

Development

low

PA26/04897
Proposed operation of a soil treatment facility for a temporary 3 year period - seeking to remove hazardous and non hazardous materials from contaminated soils using biological, chemical and mechanical separation processes with variation of conditions 1 (seeking a further 3 year temporary operating period) and condition 2 (approved plans to facilitate minor layout changes) of decision PA21/01964 dated 26.07.2021 with variation of Conditions 1 and 2 of decision notice PA23/06272 dated 19/10/2023.
Pending
PA26/04880
Submission of details to discharge Conditions 5 and 7 in respect of Decision Notice PA25/05140 dated 07.11.2025.
Conditions
PA26/04079
Submission of details to discharge Condition number 4 (CL Risk Assessment) in respect of Decision Notice PA26/01260 dated 21/04/26
Conditions

View Planning Timeline

Ownership

Corporate Ownership73.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density85 /km²

Owner Occupied77%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Threemilestone School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Richard Lander School
1.4 mi
Good
Oak Tree School
1.4 mi
Inspected by ISI
Truro and Penwith College
1.6 mi
-

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lemon Cottage
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN