14 Thomas Penson Road, Gobowen, Oswestry, SY11 3GW

UPRN:10014538644Detached House3 bedsBuilt 2012 onwards

FreeholdCouncil Tax: Band CEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

14 Thomas Penson Road, Gobowen, Oswestry, SY11 3GW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£253,000

£240k - £265kHigh

Estimate

£253k

Range

£240k – £265k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

3.21%

Verdict

Derived from HomePortfolio scores

14 Thomas Penson Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Transit 3Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 40% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£355,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £115,550
Net cash flow: -£540/mo
Cash on cash: -5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£253,000

Rent Estimate (pcm)£950

Gross Yield3.21%

1y Growth-10.8%

3y Growth+1.1%

5y Growth+1.6%

10y Growth+3.3%

Last Sold Price£150,000 (2020-07-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SY11 3GW

Approval Rate

-12mo

Development

low

26/03784/DEM
Application for prior notification under Schedule 2 Part 11 Class B of the Town and Country Planning (General Permitted Development) Order 2015 for the demolition of existing bungalows, common room with flat over and garages
Pending
26/03840/AMP
Non Material Amendment to planning permission 22/00201/FUL - Ground floor external double patio doors added to Plot 5 -bedroom 2 to replace previously approved window for hospital bed External Fire Escape Access. Please note previous internal layout amendments to Plot 5 First Floor had been approved on Application Ref: 23/04790/V -Drawing ref M4759- (PL)E01- REV C
Pending
26/03291/FUL
Proposed first floor extension to existing bungalow and single storey extension at rear
Pending

View Planning Timeline