Manor House, Upper Swell, Cheltenham, GL54 1EW

UPRN:10022834684Detached House9 bedsBuilt before 1900

Tenure: -Council Tax: -EPC: E (39)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Manor House, Upper Swell, Cheltenham, GL54 1EW

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£4,513,000

£3.61M - £5.42MLow

Estimate

£4.51M

Range

£3.61M – £5.42M

Rent Estimate (pcm)

£18,000

£16k - £20k

Monthly

£18,000

Yield

5.76%

Verdict

Derived from HomePortfolio scores

Manor House earns an INVESTIGATE rating with HP Score 60/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

3/ 100

Low

Transit & Bike

Transit 5Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
advert has 6 bedrooms but the valuation snapshot describes 9 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,750,000

At the asking price

Monthly rent£18,000/mo

Evidenced range £16,450-£19,600

Interest rate5.4%

Loan to value75%

Cash required: £1,490,050
Net cash flow: -£195/mo
Cash on cash: -0.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.42 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,513,000

Rent Estimate (pcm)£18,000

Gross Yield5.76%

1y Growth-

3y Growth+0.4%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1GL54 1EW

Approval Rate

100%12mo

Development

low

26/02487/TCONR
T1 - Sycamore - To fell to ground level and remove. T2 - Scots Pine - To fell to ground level and remove. T3 - Scots Pine - To fell to ground level and remove. T4 - Scots Pine - To fell to ground level and remove. T986 - Sycamore - To remove major deadwood from crown.
Approved
26/00838/LBC
Reinstatement of a tennis court with an artificial grass surface with open mesh fencing and engineering works
Rejected
26/00722/FUL
Reinstatement of a tennis court with an artificial grass surface with open mesh fencing and engineering works
Rejected

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

23 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,927

Population Density19 /km²

Owner Occupied60%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Swell Church of England Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stow-on-the-Wold Primary School
1.5 mi
Good
Longborough Church of England Primary School
1.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Cotswold Academy
3.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Upper Swell Farm
-
£6.10M
-
Homefield House
-
£1.28M
-
Bridge Cottage
-
£972k
-
Upper Swell House
-
£3.00M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN