7 School House Court, Union Street, Stow on the Wold, Cheltenham, GL54 1BP

UPRN:10022835997Mid Terrace House2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band DEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

7 School House Court, Union Street, Stow on the Wold, Cheltenham, GL54 1BP

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£406,000

£365k - £446kMedium

Estimate

£406k

Range

£365k – £446k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

7.71%

Verdict

Derived from HomePortfolio scores

7 School House Court earns an INVESTIGATE rating with HP Score 77/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

75/ 100

High

Transit & Bike

Transit 18Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,150-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £376/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£406,000

Rent Estimate (pcm)£2,250

Gross Yield7.71%

1y Growth-

3y Growth+0.4%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£226,000 (2016-02-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL54 1BP

Approval Rate

-12mo

Development

low

26/03344/TCONR
T1 - Beech, lift crown up to 5 meters as overhanging wall and neighbours garden. T2 - Weeping ornamental pear, trim growth to maintain shape.
Pending
26/03257/TCONR
T1 - Conifer - Fell - due to close proximity to wall T2 - Japanese Maple - Reduce by up to 1.5 metres. T3 - Cherry - Reduce by up to 1.5 metres. Clear branches from wall, where possible remove.
Approved
26/02956/FUL
Refurbishment works to existing garaging and barn to include the replacement of existing doors and the infill of the open area of barn.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining122 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-02-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,927

Population Density1,271 /km²

Owner Occupied67%

Age Distribution

0-15 10%16-64 51%65+ 39%

View Area Profile

Schools Nearby

Stow-on-the-Wold Primary School
0.2 mi
Good
Swell Church of England Primary School
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Longborough Church of England Primary School
2.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Cotswold Academy
3.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

School House Court Union Street
-
£320k
-
School House Court Union Street
-
£285k
-
School House Court Union Street
-
£300k
-
School House Court Union Street
-
£205k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN