10 Sandywell Park, Whittington, Cheltenham, GL54 4HF

UPRN:10022844102Mid Terrace House3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band EEPC: F (38)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

10 Sandywell Park, Whittington, Cheltenham, GL54 4HF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£474,000

£450k - £497kHigh

Estimate

£474k

Range

£450k – £497k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.73%

Verdict

Derived from HomePortfolio scores

10 Sandywell Park earns an INVESTIGATE rating with HP Score 59/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 4Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£495,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,750-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £164,550
Net cash flow: -£321/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£474,000

Rent Estimate (pcm)£1,950

Gross Yield4.73%

1y Growth-

3y Growth+0.4%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£475,000 (2023-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6GL54 4HF

Approval Rate

83.3%12mo

Development

low

26/03156/COMPLY
Compliance with conditions 4 (Recording) and 5 (Re-erection method statement) of consent 24/03862/LBC - Repair of the left pillar
Approved
26/03071/COMPLY
Compliance with condition 3 (Watercourse Protection Plan) of permission 26/00807/FUL - Demolition of existing detached garage and erection of detached garage with associated works
Pending
26/02606/COMPLY
Compliance with conditions 3 (dismantling method statement), 6 (stone sample) and 7 (sample panel) of consent 24/03862/LBC - Repair of the left/east pier
Approved

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,927

Population Density32 /km²

Owner Occupied69%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Andoversford Primary School
0.8 mi
Good
Glenfall Community Primary School
2.6 mi
Good
Balcarras School
2.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Charlton Kings Junior School
2.7 mi
GoodImproving

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Sandywell Park
-
£415k
-
Sandywell Garden Cottage
-
£1.13M
-
10 Sandywell Park
-
£475k
-
12 Sandywell Park
-
£395k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN