Felday, The Farthings, Withington, Cheltenham, GL54 4DF

UPRN:10022844763Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: -EPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Felday, The Farthings, Withington, Cheltenham, GL54 4DF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£898,000

£853k - £943kHigh

Estimate

£898k

Range

£853k – £943k

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Felday earns an INVESTIGATE rating with HP Score 57/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 5Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,250-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£545/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£898,000

Rent Estimate (pcm)£3,600

Gross Yield4.80%

1y Growth-

3y Growth+0.4%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0GL54 4DF

Approval Rate

-12mo

Development

low

26/03418/TCONR
Pollarding 4 Poplar trees along boundary. see plan. hanging over electric line. See quote
Pending
26/03279/TCONR
1. Reduce lower levels of Western Red Cedar by 5m and reduce height on the boundary overhanging Cherry Tree House by 2 metres 2. Fell 1 x Beech tree overhanging and overshadowing neighbouring roof at Cherry Tree House. No replacement due to overcrowding 3. Reduce Leylandii hedge by 50% to 8 metres - overshadowing and overhanging Stable Cottage 4. Ash Die Back - 3 x trees on edge of Conservation area. Fell middle Ash with stage 3 Ash Die Back. Reduce crown of 2 Ash trees with Stage 2 Ash Die Back. No replacement for felled Ash due to light and overcrowding 5. Dead Silver Birch due to drought-stress - fell and replace with Field Maple on Conservation boundary in same location
Pending
26/02940/FUL
Erection of a single storey rear extension, front dormer window, open front porch and associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,927

Population Density-

Owner Occupied71%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Andoversford Primary School
2.6 mi
Good
St Andrew's Church of England Primary School
2.9 mi
Inspected as St Andrew's Church of England Primary School (URN 115680) on 26 Nov 2024
Coberley Church of England Primary School
4.6 mi
Good
Northleach Church of England Primary School
4.8 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 The Farthings
-
£645k
-
1 The Farthings
-
£626k
-
6 The Farthings
-
£470k
-
3 The Farthings
-
£340k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN