Magnolia Cottage, Lansdowne, Bourton-on-the-Water, Cheltenham, GL54 2AR

UPRN:10022845180Bungalow Property3 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Price Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Magnolia Cottage, Lansdowne, Bourton-on-the-Water, Cheltenham, GL54 2AR

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,393,000

£1.32M - £1.46MHigh

Estimate

£1.39M

Range

£1.32M – £1.46M

Rent Estimate (pcm)

£5,550

£5k - £6k

Monthly

£5,550

Yield

4.76%

Verdict

Derived from HomePortfolio scores

Magnolia Cottage earns an INVESTIGATE rating with HP Score 63/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 17Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£5,550/mo

Evidenced range £5,000-£6,100

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£883/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,393,000

Rent Estimate (pcm)£5,550

Gross Yield4.76%

1y Growth+2585.7%

3y Growth+0.4%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3GL54 2AR

Approval Rate

50%12mo

Development

low

26/03345/TPO
1 walnut tree - 3 metre reduction on building side to clear gutters
Pending
26/03218/FUL
Erection of a single storey side extension to replace the existing workshop, erection of a garden room to replace the existing greenhouse, and associated works
Pending
26/03201/TCONR
T.1 - Mulberry in front garden along driveway boundary - limb failure due to structural weakness as a result of decay. - reduce crown by 3m to reduce end loading on main branch unions
Pending

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,927

Population Density86 /km²

Owner Occupied73%

Age Distribution

0-15 15%16-64 49%65+ 36%

View Area Profile

Schools Nearby

Bourton-on-the-Water Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Cotswold Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Cold Aston Church of England Primary School
2.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Swell Church of England Primary School
2.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rose Cottage Lansdowne
-
£490k
-
3 Springbank Villas
-
£470k
-
Arran Cottage Lansdown
-
£18k
-
Copperfield Place Lansdowne
-
£680k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN