2 Spurriers Farm Barns, Chelmsford Road, Norton Heath, Ingatestone, CM4 0LQ

UPRN:10022856488Semi-Detached House5 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band GEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

2 Spurriers Farm Barns, Chelmsford Road, Norton Heath, Ingatestone, CM4 0LQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£869,000

£825k - £912kHigh

Estimate

£869k

Range

£825k – £912k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

4.59%

Verdict

Derived from HomePortfolio scores

2 Spurriers Farm Barns earns an INVESTIGATE rating with HP Score 58/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 36Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM -0.7% (HIGH), sold-comps +6.5%, £/sqft +6.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10022856488· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 7.1%· as of 22 Oct 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.78
- valuation_snapshotsrent estimate 3350/mo (range 3000-3700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,359/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
101 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£656,000£1,006,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,000-£3,700

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£634/mo
Cash on cash: -2.6%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10022856488Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 7.1%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 3350/mo (range 3000-3700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3350/mo (range 3000-3700)
Seller motivation could not be scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£869,000

Rent Estimate (pcm)£3,350

Gross Yield4.59%

1y Growth-0.1%

3y Growth-3.7%

5y Growth+0.6%

10y Growth+2.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2CM4 0LQ

Approval Rate

0%12mo

Development

low

EPF/1912/26
Alteration of existing High Voltage overhead electricity line: install a lame leg pole and replace the 100kva single phase transformer with a 20kva transformer at pole 720205. Upgrade the LV network from Couzens Farm transformer and between pole 767886 and 767894 from single phase Aerial Bundled Conductor.
Pending
EPF/1854/26
Change of use of an agricultural building to a commercial business use (Use Class E)
Pending
EPF/1433/26
Erection of Entrance Gates and Replacement Fence along front boundary behind highway verge (Retrospective)
Rejected

View Planning Timeline

Ownership

Corporate Ownership73.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

25 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,171

Population Density-

Owner Occupied72%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Blackmore Primary School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
High Ongar Primary School
2.0 mi
Good
Dr Walker's CofE Primary School
2.5 mi
Inspected as Dr Walker's Church of England Voluntary Controlled Primary School, Fyfield (URN 115125) on 31 Jan 2024
The Ongar Academy
2.7 mi
Good

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Premier Garage
-
£869k
-
Spurriers Farm Barns
-
£740k
-
The Maltings
-
£1.00M
-
Spurriers Farm Barns
-
£760k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN