The Coach House, 8 Lingmere Close, Chigwell, IG7 6LH

UPRN:10022860110Detached Bungalow3 bedsBuilt 2012 onwards

FreeholdCouncil Tax: Band FEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

The Coach House, 8 Lingmere Close, Chigwell, IG7 6LH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,027,000

£924k - £1.13MMedium

Estimate

£1.03M

Range

£924k – £1.13M

Rent Estimate (pcm)

£4,200

£4k - £5k

Monthly

£4,200

Yield

6.30%

Verdict

Derived from HomePortfolio scores

The Coach House earns an INVESTIGATE rating with HP Score 62/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

27/ 100

Low

Transit & Bike

Transit 10Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live adverts with different prices, types or bedrooms on one UPRN (£800,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£4,200/mo

Evidenced range £3,750-£4,650

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: £208/mo
Cash on cash: 0.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,027,000

Rent Estimate (pcm)£4,200

Gross Yield6.30%

1y Growth-

3y Growth+0.0%

5y Growth+1.0%

10y Growth+2.4%

Last Sold Price£795,000 (2014-03-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0IG7 6LH

Approval Rate

-12mo

Development

low

EPF/1897/26
Formation of lower level in void to create a games room.
Pending
EPF/1771/26/DOV
Deed of Variation to s106 Legal Agreement attached to EPF/1681/19 (Construction of new Chigwell Primary Academy school, followed by demolition of existing buildings and creation of new playing field and playground, together with residential development comprising 59 number dwellings, together with car parking, garden spaces, vehicular access from High Road (A113), external landscaping and associated development) (Resubmission of EPF/1100/26/DOV).
Pending
EPF/1740/26
Chigwell Village Conservation Area T1, T2: Lawsons Elwoodii - Fell. T3: Thuja - Fell. T4: Leylandi - Fell. T5, T7: Beech - Fell.
Approved

View Planning Timeline