Jenkin Farm, Embleton, Cockermouth, CA13 9TN

UPRN:10022888796Semi-Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: Band CEPC: F (30)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Jenkin Farm, Embleton, Cockermouth, CA13 9TN

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£2,093,000

£1.88M - £2.30MMedium

Estimate

£2.09M

Range

£1.88M – £2.30M

Rent Estimate (pcm)

£7,750

£7k - £9k

Monthly

£7,750

Yield

4.41%

Verdict

Derived from HomePortfolio scores

Jenkin Farm earns an INVESTIGATE rating with HP Score 56/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 11Bike 9

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,110,000

At the asking price

Monthly rent£7,750/mo

Evidenced range £6,950-£8,550

Interest rate5.4%

Loan to value75%

Cash required: £801,250
Net cash flow: -£1,756/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,093,000

Rent Estimate (pcm)£7,750

Gross Yield4.41%

1y Growth-

3y Growth+0.7%

5y Growth+0.0%

10y Growth+1.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA13 9TN

Approval Rate

-12mo

Development

low

7/2025/2232
Proposed covered muck midden building
Conditions
AGR/2022/0011
Creation of outdoor collecting yard
Approved
FUL/2022/0034
Proposed erection of a milking parlour
Approved

View Planning Timeline

Ownership

Corporate Ownership64.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density-

Owner Occupied80%

Age Distribution

0-15 11%16-64 56%65+ 33%

View Area Profile

Schools Nearby

Lorton School
1.7 mi
Inspected as Lorton School (URN 112133) on 21 Feb 2013
All Saints' CofE School
2.4 mi
Inspected as All Saints' CofE School (URN 112272) on 28 Jan 2025
Cockermouth School
2.5 mi
Good
Fairfield Primary School
2.8 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Jenkin Farm
-
£765k
-
Beckhouse Mill
-
£325k
-
Beck Side Garth
-
£350k
-
Ruddwent
-
£628k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN