Skelgill Farm, Newlands, Keswick, CA12 5UE

UPRN:10022889061Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: E (42)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Skelgill Farm, Newlands, Keswick, CA12 5UE

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,903,000

£1.52M - £2.28MLow

Estimate

£1.90M

Range

£1.52M – £2.28M

Rent Estimate (pcm)

£4,600

£4k - £5k

Monthly

£4,600

Yield

12.27%

Verdict

Derived from HomePortfolio scores

Skelgill Farm earns an INVESTIGATE rating with HP Score 55/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 18Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 76% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£4,600/mo

Evidenced range £3,900-£5,350

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £1,666/mo
Cash on cash: 13.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.03 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,903,000

Rent Estimate (pcm)£4,600

Gross Yield12.27%

1y Growth-

3y Growth-0.7%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price£250,000 (2017-04-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0CA12 5UE

Approval Rate

-12mo

Development

low

7/2026/2100
Demolition of existing single storey chalet and construction of a new two storey timber chalet and associated level access works including the provision of a new disabled parking bay
Conditions
7/2026/2048
Use of existing dwelling for holiday letting – maximum of eight occupants
Approved
RC/2026/0009
60 day temporary recreational campsite
Conditions

View Planning Timeline