86 Ware Street, Bearsted, Maidstone, ME14 4PG

UPRN:10022895471Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band FEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

86 Ware Street, Bearsted, Maidstone, ME14 4PG

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£469,000

£445k - £492kHigh

Estimate

£469k

Range

£445k – £492k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

4.27%

Verdict

Derived from HomePortfolio scores

86 Ware Street earns an INVESTIGATE rating with HP Score 78/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

74/ 100

High

Crime Score

7/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 10Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£411/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£469,000

Rent Estimate (pcm)£1,600

Gross Yield4.27%

1y Growth-

3y Growth+6.1%

5y Growth+0.3%

10y Growth+2.7%

Last Sold Price£345,000 (2006-11-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME14 4PG

Approval Rate

-12mo

Development

low

26/504115/TCA
Conservation Area Noification: To reduce 1no. Silver Birch Tree from 15m in height and 3.5m in width to 11m-10m in height and 3m-2.5m in width.
Pending
26/504214/TPOA
TPO Application to reduce a group of 3no. Sycamore Trees (G1), currently 10m in height and 3m in radial spread reduced to 6m in height and 1m in radial spread. To reduce 2no Maple Trees (T2 and T3) from 10m in height and 3m in radial spread to 6m in height and 2m in radial spread. To fell 1no. Oak Tree (T4) to ground level.
Pending
26/504048/FULL
Section 73 - Application for minor material amendment to approved plans condition 2 (to allow changes to the locations of the window and door openings to the rear of the extension) pursuant to 26/502395/FULL for - Erection of a single storey flat roof rear extension with 1no. roof light and a side hipped porch over existing entryway. Hip to gable loft conversion with 2 no. roof lights to front elevation and flat roof rear dormer. Erection of a retaining wall, hard and soft landscaping to provide one additional parking space. Erection of as storey family/office outbuilding on the north boundary.
Pending

View Planning Timeline