South Surrenden Manor, High Street, Staplehurst, Tonbridge, TN12 0BL

UPRN:10022896887Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

South Surrenden Manor, High Street, Staplehurst, Tonbridge, TN12 0BL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£834,000

£792k - £876kHigh

Estimate

£834k

Range

£792k – £876k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

5.28%

Verdict

Derived from HomePortfolio scores

South Surrenden Manor earns an INVESTIGATE rating with HP Score 65/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 5Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +10.1% (HIGH), sold-comps +5.7%, £/sqft +5.6%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10022896887· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 21.2%· as of 18 Oct 2026
Rental economics1.8/40
gross yield 5.3%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3300/mo (range 3000-3650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -869/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 204 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
311 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £3,000-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£247/mo
Cash on cash: -1.2%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10022896887Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 21.2%Valuation edge · as of 18 Oct 2026
valuation_snapshotsrent estimate 3300/mo (range 3000-3650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 3000-3650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 204 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£834,000

Rent Estimate (pcm)£3,300

Gross Yield5.28%

1y Growth+37.9%

3y Growth-0.8%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price£640,000 (2016-04-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TN12 0BL

Approval Rate

-12mo

Development

low

26/504132/SUB
Submission of details pursuant to condition 14-(detailed landscaping scheme) subject to 24/502740/FULL
Pending
26/504131/FULL
Section 73 - Application for Variation of condition 11 (to provide greater operational flexibility to Parking Management Plan) pursuant to 24/502740/FULL for Creation of a 3G Artificial Grass Pitch (AGP) with perimeter fencing, hardstanding areas, overspill parking for a total of 44 vehicles, storage container, floodlights and access footpath.
Pending
26/504072/ENVSCR
Environmental Screening Opinion: Outline Application (all matters reserved except for access) for erection of residential dwellings, including affordable housing (Class C3) new access point from Pinnock Lane and associated infrastructure (hereafter the Proposed Development
Pending

View Planning Timeline

Ownership

Corporate Ownership69%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-04-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density-

Owner Occupied77%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Staplehurst School
0.1 mi
Inspected as Staplehurst School (URN 118313) on 25 Jan 2022
Frittenden Church of England Primary School
2.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Leigh Academy Marden
2.8 mi
Good
Headcorn Primary School
3.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Surrenden Manor High Street
-
£400k
-
Surrenden Manor High Street
-
£290k
-
South Surrenden Manor High Street
-
£640k
-
Surrenden Manor High Street
-
£343k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN