32 Tarragon Road, Maidstone, ME16 0NG

UPRN:10022901808End Terrace House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£423,000

£402k - £444kHigh

Estimate

£423k

Range

£402k – £444k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

5.51%

Verdict

Derived from HomePortfolio scores

32 Tarragon Road earns an INVESTIGATE rating with HP Score 52/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

52/ 100

Mixed

Investment Score

59/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

50/ 100

Moderate

Transit & Bike

Transit 15Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£84/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£423,000

Rent Estimate (pcm)£1,950

Gross Yield5.51%

1y Growth-7.4%

3y Growth-1.3%

5y Growth-0.2%

10y Growth+2.8%

Last Sold Price£394,000 (2020-11-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0ME16 0NG

Approval Rate

-12mo

Development

low

KCC/MA/0140/2026
Details of a Habitat Management and Monitoring Plan pursuant to Condition 14 of planning permission MA/26/501988
Pending
KCC/MA/0141/2026
Biodiversity Gain Plan
Pending
26/503868/FULL
Ground floor internal reconfiguration to form a portable MRI scanner room, including replacement of existing windows with new fixed UPVC windows with privacy glazing and a new entrance door, with asphalt footpath and access ramp. Replacement of existing ramp to rear with a new DDA complaint ramp and changes to fenestration. Relocation of timber gate and erection of a 1.95m high close boarded fence, changes to parking bay layout and associated hard and soft landscaping to allow for the installation of a portal MRI scanner.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-11-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density-

Owner Occupied58%

Age Distribution

0-15 25%16-64 70%65+ 5%

View Area Profile

Schools Nearby

West Borough Primary School
0.4 mi
Good
Bower Grove School
0.4 mi
Outstanding
St Francis' Catholic Primary School, Maidstone
0.5 mi
Inspected as St Francis' Catholic Primary School, Maidstone (URN 118853) on 12 Mar 2024
Jubilee Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 Tarragon Road
-
£320k
-
60 Tarragon Road
-
£350k
-
14 Tarragon Road
-
£343k
-
36 Tarragon Road
-
£337k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN