3 Church Row, Denton, Ilkley, LS29 0HQ

UPRN:10022912547Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£431,000

£410k - £453kHigh

Estimate

£431k

Range

£410k – £453k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.55%

Verdict

Derived from HomePortfolio scores

3 Church Row earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 32Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£435,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £143,550
Net cash flow: -£326/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.12 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£431,000

Rent Estimate (pcm)£1,650

Gross Yield4.55%

1y Growth-

3y Growth-0.3%

5y Growth+2.0%

10y Growth+3.4%

Last Sold Price£247,500 (2019-11-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LS29 0HQ

Approval Rate

-12mo

Development

low

26/06128/TCON
Works to 1 No Horse Chestnut (T1) In Denton Conservation area. Crown thin by no more then 20%.
Approved
26/05617/DISCON
Approval of details under Condition 17 (Landscape and Ecology Management Plan) and Condition 18 (Species Enhancement Plan)of planning permission 25/02651/FUL Extension of existing dwelling, creation of new orchard, formation of parking area, installation of air source heat pump and erection of steps/walls.
Pending
25/02827/LB
Listed Building Consent for the Installation of two Air Source Heat Pumps (ASHP)
Decided

View Planning Timeline

Ownership

Corporate Ownership63.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-11-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density17 /km²

Owner Occupied77%

Age Distribution

0-15 13%16-64 60%65+ 27%

View Area Profile

Schools Nearby

Westville House School
0.9 mi
Inspected by ISI
Ben Rhydding Primary School
1.1 mi
Inspected as Ben Rhydding Primary School (URN 107281) on 10 Jul 2024
The Sacred Heart Catholic Primary School
1.3 mi
Good
Ashlands Primary School
1.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

7 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Church Row
-
£750k
-
2 Church Row
-
£385k
-
5 Church Row
-
£404k
-
4 Church Row
-
£415k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN