3 Temple, The Manor, Herringswell, Bury St. Edmunds, IP28 6WJ

UPRN:10022919582Mid Terrace House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

3 Temple, The Manor, Herringswell, Bury St. Edmunds, IP28 6WJ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£539,000

£512k - £566kHigh

Estimate

£539k

Range

£512k – £566k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

5.83%

Verdict

Derived from HomePortfolio scores

3 Temple earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 19Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£535,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,350-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £178,550
Net cash flow: -£6/mo
Cash on cash: -0.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£539,000

Rent Estimate (pcm)£2,600

Gross Yield5.83%

1y Growth-

3y Growth+0.4%

5y Growth+1.3%

10y Growth+3.3%

Last Sold Price£382,000 (2017-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0IP28 6WJ

Approval Rate

-12mo

Development

low

NMA(D)/19/2347
Non-material amendment to DC/19/2347/FUL - amend planning condition 3 to update building materials on plots 24,25,90,91,92,93,100,101,102-107,110-115,127,129-130,135,138 and 140
Approved
DC/26/0183/LB
Application for listed building consent - cast iron effect balustrade with timber handrail to first floor terrace and canopy
Approved
DCON(G)/19/2347
Application for the discharge of condition 22 of DC/19/2347/FUL in so far as plots 24-33, 41-42, 63-65 and 67-73 only
Conditions

View Planning Timeline