Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-11-04T04:00:06.345886+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:37:32.514823+00:00)●Ownership· 1mo agoOwnership: ageing, refreshed 1mo ago (2026-10-10T17:22:00.366984+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· freshSchools: fresh, refreshed 4d ago (2026-11-05T17:42:09.721250+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
78
/ 100
Strong
Verdict
4 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£97,000
£92k - £102kHigh
Estimate
£97k
Range
£92k – £102k
Rent Estimate (pcm)
£700
£650 - £750
Monthly
£700
Yield
10.50%
Verdict
Derived from HomePortfolio scores
35 Atlantic One earns an INVESTIGATE rating with HP Score 78/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Demolition of sports centre, erection of a sports centre complex including an indoor swimming pool, sports and fitness facilities and ancillary social spaces, formation of four football pitches with flood lighting, upgraded floodlighting to existing 11 a side pitch, formation of site access including pedestrian link, associated landscaping, parking, infrastructure and ancillary works
Pending
26/03219/FUL
Replacement of rooftop mechanical and electrical plant, including associated temporary works, and installation of a new insulated roof access enclosure with door to replace the existing roof hatch
Pending
26/03192/LBC
Temporary works, remedial works, repairs and rebuild of various parts of Listed Building to prevent further deterioration (Application under Section 19 to vary directive no(s) 3 (approved plans) and remove/discharge condition no(s) 2 (mortar specification), 3 (bricks/roofing slates) and 4 (internal staircase/structures) as imposed by 25/00590/LBC)
Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 18% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +17.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 10022926639· as of 13 Oct 2026
Rental economics36.6/40
gross yield 10.5%; range width penalty ×0.91; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 700/mo (range 650-750)· as of 13 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin6.7/30
stressed cash flow +47/mo, +7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
120 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £60,000
£60,000£92,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£80,000
At the asking price
£700/mo
Evidenced range £650-£750
5.4%
75%
Cash required
£25,300
Net cash flow
£215/mo
Cash on cash
10.2%
Score at this price
58
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10022926639Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 650-750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this