21 Whitton View, Rothbury, Morpeth, NE65 7QN

UPRN:10022930187End Terrace HouseBeds -Built 2007-2011

FreeholdCouncil Tax: Band FEPC: B (82)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

21 Whitton View, Rothbury, Morpeth, NE65 7QN

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£363,000

£290k - £436kLow

Estimate

£363k

Range

£290k – £436k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

6.08%

Verdict

Derived from HomePortfolio scores

21 Whitton View earns an INVESTIGATE rating with HP Score 77/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

73/ 100

High

Crime Score

11/ 100

Low

Walkability

57/ 100

Moderate

Transit & Bike

Transit 8Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics8/40
gross yield 6.1%; range width penalty ×0.93
- valuation_snapshotsrent estimate 1850/mo (range 1700-1950)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -310/mo, -17% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
287 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£365,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £119,050
Net cash flow: £49/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1850/mo (range 1700-1950)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1700-1950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£363,000

Rent Estimate (pcm)£1,850

Gross Yield6.08%

1y Growth-30.6%

3y Growth+3.9%

5y Growth+2.8%

10y Growth+4.0%

Last Sold Price£325,000 (2009-12-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2NE65 7QN

Approval Rate

100%12mo

Development

low

26/03604/TREECA
Trees in a Conservation Area: T1 - Storm damaged Lawson Cypress - remove to ground level. T2 - Irregular Holly - remove to ground level as impinging on surrounding trees. T3 - Dead Lawson Cypress - remove to ground level. T4 - Irregular Holly - crown lift to 2.5m. T5 - Sycamore - remove single lower branch which overlaps understorey of bushes. T6 and T7 - Birch - remove single lower branch which encroaches on gazebo roof. T8 - Dead Beech - remove to ground level. T9 - Yew - crown lift to 2.5m. T10 - Rowan - remove single lower branch. T11 - Yew - remove single lower branch. T12 - Dead Lawson Cypress - remove to ground level. T13 - Heavily diseased Cherry Plum - remove to ground level. T14 - Yew - remove single lower branch. T15 - Diseased Holly - remove to ground level and release Walnut. T16 - Holly - remove two lower branches to allow light to understorey.
Pending
26/03328/TREECA
Trees in a Conservation Area: Tree A (Cypress) - large boughs overhanging outbuilding, to be removed, highlighted in photo. Tree B (Damson) - remove. Tree C (Cherry) - boughs to be removed back to 4m from trunk.
Pending
26/03207/FUL
Erection of rear garden decking and installation of patio door (Retrospective).
Approved

View Planning Timeline

Ownership

Corporate Ownership75.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-12-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density11 /km²

Owner Occupied62%

Age Distribution

0-15 15%16-64 55%65+ 30%

View Area Profile

Schools Nearby

Rothbury First School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Dr Thomlinson Church of England Middle School
0.4 mi
Good
Thropton Village First School
1.8 mi
Good
Whittingham Church of England Primary School
6.3 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Whitton View
-
£370k
-
13 Whitton View
-
£325k
-
26 Whitton View
-
£265k
-
50 Whitton View
-
£235k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN