1 St Augustines Close, Westgate-on-Sea, CT8 8GG

UPRN:10022966003Purpose Built Flat1 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band BEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

1 St Augustines Close, Westgate-on-Sea, CT8 8GG

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£188,000

£179k - £198kHigh

Estimate

£188k

Range

£179k – £198k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

6.51%

Verdict

Derived from HomePortfolio scores

1 St Augustines Close earns an INVESTIGATE rating with HP Score 76/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 22Bike 66

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +6.9% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10022966003· as of 12 Oct 2026
Rental economics12/40
gross yield 6.5%; range width penalty ×0.99
- valuation_snapshotsrent estimate 950/mo (range 900-1000)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -170/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
92 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£131,000£201,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £67/mo
Cash on cash: 1.5%
Score at this price: 27

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10022966003Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 900-1000)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1000)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£188,000

Rent Estimate (pcm)£950

Gross Yield6.51%

1y Growth-

3y Growth-1.5%

5y Growth+0.8%

10y Growth+2.8%

Last Sold Price£205,000 (2022-12-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CT8 8GG

Approval Rate

-12mo

Development

low

CON/TH/26/0686
Application for approval of Condition 6 (Verification Report) attached to Planning Permission F/TH/25/0270 for the variation of condition 2 for planning permission F/TH/22/1447 for the "Change of use and extension of existing care home buildings to provide 10No. 1-bed, 26No. 2-bed self contained flats (following demolition of part of the existing buildings) together with the erection of 5No. 3-bed 2 storey dwellings to the rear of the site, accessed off St Clement's Road with associated parking, access and landscaping works" to allow alterations to window materials and positioning, installation of fire exit door to side, alterations to external materials from brick to weatherboarding brick and tile hanging, together with changes to vehicular access, changes to the basements, installation of roof-mounted Solar PV panels and changes to internal layout
Approved
CU/TH/26/0654
Application for a certificate of continued use to establish that the planning application ref: F/TH/23/0484 for the erection of 2no. 2-bed semi-detached bungalows, together with associated parking and landscaping following the demolition of existing outbuildings at the site has lawfully started and been implemented by the demolition of the existing outbuildings on the site
Pending
FH/TH/26/0651
Erection of single-storey side and rear extensions, together with demolition of existing detached garage, erection of new timber shed to side of property & canopy roof structure to form open-sided gazebo to rear of new shed, installation of proposed circular gable window to front elevation and rooflights to side and rear roof slopes
Pending

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining87 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-12-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,323

Population Density3,555 /km²

Owner Occupied62%

Age Distribution

0-15 22%16-64 58%65+ 20%

View Area Profile

Schools Nearby

St Saviour's Church of England Junior School
0.1 mi
Good
Ursuline College
0.2 mi
Good
St Crispin's Infant School
0.3 mi
Inspected as St Crispin's Community Primary Infant School (URN 118411) on 14 Jan 2025
King Ethelbert School
0.5 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 St Augustines Close
-
£205k
-
5 St Augustines Close
-
£318k
-
3 St Augustines Close
-
£228k
-
3 St Augustines Close
-
£155k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN