4 Cockerill Terrace, Whalley Road, Barrow, Clitheroe, BB7 9AU

UPRN:10022968837Mid Terrace House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

4 Cockerill Terrace, Whalley Road, Barrow, Clitheroe, BB7 9AU

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£199,000

£189k - £209kHigh

Estimate

£199k

Range

£189k – £209k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

5.37%

Verdict

Derived from HomePortfolio scores

4 Cockerill Terrace earns an INVESTIGATE rating with HP Score 70/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (42/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

42/ 100

Mixed

Transit & Bike

Transit 9Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£53/mo
Cash on cash: -1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£199,000

Rent Estimate (pcm)£850

Gross Yield5.37%

1y Growth+15.7%

3y Growth+1.8%

5y Growth+1.5%

10y Growth+2.5%

Last Sold Price£155,000 (2021-04-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BB7 9AU

Approval Rate

-12mo

Development

low

38800/3/2026/0717
Fell 4 Poplar Trees (T1, 2, 3 and 4).
Conditions
38770/3/2026/0687
Permission in principle application for a bespoke self-build dwelling.
Rejected
38768/3/2026/0685
Proposed removal of T1 (Ash), T2 (Ash), and T3 (Ash) due to Ash dieback.
Conditions

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-04-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density92 /km²

Owner Occupied76%

Age Distribution

0-15 17%16-64 62%65+ 21%

View Area Profile

Schools Nearby

Barrow URC Primary School
0.2 mi
Good
Oakhill School
1.0 mi
Inspected by ISI
Whalley Church of England Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James' Church of England Primary School, Clitheroe
1.8 mi
-

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 Cockerill Terrace
-
£185k
-
7 Cockerill Terrace
-
£200k
-
8 Cockerill Terrace
-
£198k
-
10 Cockerill Terrace
-
£172k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN