21 Railway Terrace, Simonstone, Burnley, BB12 7NN

UPRN:10022969000Mid Terrace House2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

21 Railway Terrace, Simonstone, Burnley, BB12 7NN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£135,000

£129k - £142kHigh

Estimate

£135k

Range

£129k – £142k

Rent Estimate (pcm)

£1,000

£1k - £1k

Monthly

£1,000

Yield

8.89%

Verdict

Derived from HomePortfolio scores

21 Railway Terrace earns an INVESTIGATE rating with HP Score 68/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 4Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £1,000-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £237/mo
Cash on cash: 6.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£135,000

Rent Estimate (pcm)£1,000

Gross Yield8.89%

1y Growth-

3y Growth+1.5%

5y Growth+1.5%

10y Growth+3.9%

Last Sold Price£101,000 (2008-03-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB12 7NN

Approval Rate

-12mo

Development

low

38846/3/2026/0764
Approval of details reserved by condition 4 (Method Statement) on planning permission 3/2025/0982.
Pending
PA/2026/0303
Change of use of land from a temporary site compound to overspill parking and retention of boundary fencing.
Conditions
38437/3/2026/0352
Proposed dormer extension to both side elevations.
Conditions

View Planning Timeline

Ownership

Corporate Ownership33.9%
Overseas OwnershipNo
Lease Term Remaining853 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2008-03-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

22 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density-

Owner Occupied78%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Altham St James Church of England Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Simonstone St Peter's Church of England Primary School
0.6 mi
Good
Read St John's CofE Primary School
0.8 mi
Good
Padiham Green Church of England Primary School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Railway Terrace
-
£120k
-
13 Railway Terrace
-
£108k
-
9 Railway Terrace
-
£105k
-
23 Railway Terrace
-
£108k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN