1 Primrose Bank, Simonstone, Burnley, BB12 7PA

UPRN:10022969021End Terrace House2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

1 Primrose Bank, Simonstone, Burnley, BB12 7PA

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£209,000

£167k - £251kLow

Estimate

£209k

Range

£167k – £251k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

10.11%

Verdict

Derived from HomePortfolio scores

1 Primrose Bank earns an INVESTIGATE rating with HP Score 71/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

38/ 100

Mixed

Transit & Bike

Transit 9Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics40/40
gross yield 10.1%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1600/mo (range 1550-1650)· as of 11 Nov 2026· verify before relying on this
Stress margin15.3/30
stressed cash flow +244/mo, +15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
477 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,550-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £466/mo
Cash on cash: 9.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1600/mo (range 1550-1650)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1600/mo (range 1550-1650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£209,000

Rent Estimate (pcm)£1,600

Gross Yield10.11%

1y Growth-

3y Growth+1.5%

5y Growth+1.5%

10y Growth+3.9%

Last Sold Price£163,323 (2021-09-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB12 7PA

Approval Rate

-12mo

Development

low

38852/3/2026/0770
Proposed erection of a two-storey side extension.
Pending
38851/3/2026/0769
Approval of details reserved by condition 4 (Method Statement) on Listed Building Consent 3/2025/0983.
Pending
38846/3/2026/0764
Approval of details reserved by condition 4 (Method Statement) on planning permission 3/2025/0982.
Pending

View Planning Timeline

Ownership

Corporate Ownership33.8%
Overseas OwnershipNo
Lease Term Remaining849 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2021-09-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density-

Owner Occupied78%

Age Distribution

0-15 16%16-64 61%65+ 23%

View Area Profile

Schools Nearby

Read St John's CofE Primary School
0.1 mi
Good
Simonstone St Peter's Church of England Primary School
0.4 mi
Good
Altham St James Church of England Primary School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Padiham St Leonard's Voluntary Aided Church of England Primary School
1.5 mi
Requires improvementConcerns

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Primrose Bank
-
£163k
-
1 Primrose Bank
-
£80k
-
3 Primrose Bank
-
£85k
-
5 Primrose Bank
-
£80k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN