3 Lynwood Close, Whalley, Clitheroe, BB7 9XA

UPRN:10022970832Flat/Maisonette1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band BEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Lynwood Close, Whalley, Clitheroe, BB7 9XA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£137,000

£130k - £144kHigh

Estimate

£137k

Range

£130k – £144k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

4.90%

Verdict

Derived from HomePortfolio scores

3 Lynwood Close earns an INVESTIGATE rating with HP Score 57/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

53/ 100

Elevated

Walkability

18/ 100

Low

Transit & Bike

Transit 8Bike 7

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£134,750

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £41,921
Net cash flow: -£74/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£137,000

Rent Estimate (pcm)£550

Gross Yield4.90%

1y Growth-

3y Growth+1.8%

5y Growth+1.5%

10y Growth+2.5%

Last Sold Price£79,950 (2002-09-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BB7 9XA

Approval Rate

-12mo

Development

low

38807/3/2026/0724
Non-material amendment to planning permission 3/2017/0714 involving change of use to building M (Unit 45) from Use Class B2/B8 to Use Class B1 and to building E (Units 22 and 23) from Use Class B1 to Use Class B2/B8.
Pending
38637/3/2026/0553
T003 (Horse Chestnut) and T004 (Oak) Prune to clear building by 1.5m.
Conditions
38615/3/2026/0531
Retrospective consent for the erection of an outbuilding, shed and timber boundary fence.
Conditions

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2002-09-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density236 /km²

Owner Occupied80%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Whalley Church of England Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Augustine's Roman Catholic High School, a Voluntary Academy
1.1 mi
Good
Oakhill School
1.1 mi
Inspected by ISI
Barrow URC Primary School
1.4 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

5 Lynwood Close
-
£160k
-
4 Lynwood Close
-
£299k
-
1 Lynwood Close
-
£145k
-
4 Lynwood Close
-
£285k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN