3 Turner Fold, Read, Burnley, BB12 7QZ

UPRN:10022971522Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£357,000

£339k - £375kHigh

Estimate

£357k

Range

£339k – £375k

Rent Estimate (pcm)

£2,700

£3k - £3k

Monthly

£2,700

Yield

9.97%

Verdict

Derived from HomePortfolio scores

3 Turner Fold earns an INVESTIGATE rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 6Bike 13

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +9.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10022971522· as of 12 Oct 2026
Rental economics39.8/40
gross yield 10.0%; range width penalty ×1.00
- valuation_snapshotsrent estimate 2700/mo (range 2600-2850)· as of 12 Oct 2026· verify before relying on this
Stress margin17.9/30
stressed cash flow +483/mo, +18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
477 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £276,000

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,600-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £772/mo
Cash on cash: 8.8%
Score at this price: 72

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10022971522Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2700/mo (range 2600-2850)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2600-2850)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 64 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £276,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£357,000

Rent Estimate (pcm)£2,700

Gross Yield9.97%

1y Growth+13.0%

3y Growth+1.5%

5y Growth+1.5%

10y Growth+3.9%

Last Sold Price£300,000 (2023-05-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1BB12 7QZ

Approval Rate

-12mo

Development

low

38852/3/2026/0770
Proposed erection of a two-storey side extension.
Pending
38851/3/2026/0769
Approval of details reserved by condition 4 (Method Statement) on Listed Building Consent 3/2025/0983.
Pending
38846/3/2026/0764
Approval of details reserved by condition 4 (Method Statement) on planning permission 3/2025/0982.
Pending

View Planning Timeline

Ownership

Corporate Ownership33.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-05-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density-

Owner Occupied92%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

Read St John's CofE Primary School
0.3 mi
Good
Simonstone St Peter's Church of England Primary School
0.6 mi
Good
Altham St James Church of England Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Mary's Roman Catholic Primary School, Sabden
1.5 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Turner Fold
-
£300k
-
The Barn Turner Fold
-
£695k
-
2 Turner Fold
-
£200k
-
1 Turner Fold
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN