Flat 12, 1 Stephen Mews, Clitheroe, BB7 1EP

UPRN:10022975669Flat/Maisonette2 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band BEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 12, 1 Stephen Mews, Clitheroe, BB7 1EP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£148,000

£141k - £156kHigh

Estimate

£148k

Range

£141k – £156k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

4.97%

Verdict

Derived from HomePortfolio scores

Flat 12 earns an INVESTIGATE rating with HP Score 79/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (64/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

71/ 100

High

Crime Score

15/ 100

Low

Walkability

64/ 100

Moderate

Transit & Bike

Transit 9Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£145,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £45,200
Net cash flow: -£74/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£148,000

Rent Estimate (pcm)£600

Gross Yield4.97%

1y Growth+8.8%

3y Growth+1.8%

5y Growth+1.5%

10y Growth+2.5%

Last Sold Price£136,000 (2023-08-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BB7 1EP

Approval Rate

100%12mo

Development

low

38795/3/2026/0712
Certificate of Lawfulness for proposed rear extension.
Pending
38787/3/2026/0704
T8 (Ash) - To be crown thinned, lifted and reduced.
Rejected
38794/3/2026/0711
Proposed construction of spectator stand with integrated equipment store on existing playing field.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.3%
Overseas OwnershipNo
Lease Term Remaining236 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2023-08-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,077

Population Density-

Owner Occupied73%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

St James' Church of England Primary School, Clitheroe
0.4 mi
-
Edisford Primary School
0.4 mi
Good
Ribblesdale School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ribblesdale Nursery School
0.6 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 Stephen Mews
-
£265k
-
9 Stephen Mews
-
£269k
-
1 Stephen Mews
-
£126k
-
1 Stephen Mews
-
£136k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN