Flat 20, 388 Deansgate, Manchester, M3 4LB

UPRN:10023044787Flat/Maisonette1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: -EPC: C (75)

Data freshness:Price Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 20, 388 Deansgate, Manchester, M3 4LB

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£218,000

£196k - £240kMedium

Estimate

£218k

Range

£196k – £240k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

10.13%

Verdict

Derived from HomePortfolio scores

Flat 20 earns an INVESTIGATE rating with HP Score 84/100. Investment score 63/100 reflects moderate fundamentals. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

No data

Walkability

95/ 100

Excellent

Transit & Bike

Transit 79Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing address is a marketing pitch, not a property address ('Off Plan Manchester Property Investment, Manchester M3') - identity unverifiable, valuation evidence describes the pinned UPRN, not the product being sold

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£159,950

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £49,985
Net cash flow: £395/mo
Cash on cash: 9.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£218,000

Rent Estimate (pcm)£1,350

Gross Yield10.13%

1y Growth-23.1%

3y Growth+6.3%

5y Growth+3.4%

10y Growth+6.0%

Last Sold Price£121,950 (2001-04-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

9M3 4LB

Approval Rate

85.7%12mo

Development

low

PLA-2026-001900
Installation of 2no. internally illuminated fascia signs and 1no. internally illuminated projecting sign.
Pending
OTH-2026-002115
Non-Material Amendment to Planning Permission 137226/FO/2023 to amend the triggers on Conditions 21 (Phase 1: Material Samples and Specifications), 27 (Phase 1: Radar Mitigation Scheme), (Phase 1: Instrument Flight Procedure Surfaces), 30 (Phase 1: TV Broadband and Radio Reception), 61 (Phase 2: Material Samples and Specifications), 67 (Phase 2: Radar Mitigation Scheme) , 69 (Phase 2: Instrument Flight Procedure Surfaces) and 70 (Phase 2: TV Broadband and Radio Reception).
Pending
PLA-2026-001578
Installation of mural to rear wall of Platform 1.
Pending

View Planning Timeline

Ownership

Corporate Ownership10.3%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2001-04-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,067

Population Density-

Owner Occupied20%

Age Distribution

0-15 2%16-64 96%65+ 2%

View Area Profile

Schools Nearby

Crown Street Primary School
0.2 mi
-
St Wilfrid's RC Primary School
0.3 mi
GoodImproving
St Philip's Church of England Primary School
0.5 mi
Good
Rolls Crescent Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

386 Deansgate
-
£134k
-
386 Deansgate
-
£100k
-
Deansgate Quay, 386 Deansgate
-
£355k
-
388 Deansgate
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN