29 Crouch Gardens, Buntingford, SG9 9FL

UPRN:10023085291Purpose Built Flat2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band CEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£137,000

£131k - £144kHigh

Estimate

£137k

Range

£131k – £144k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

3.27%

Verdict

Derived from HomePortfolio scores

29 Crouch Gardens earns an INVESTIGATE rating with HP Score 73/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

71/ 100

High

Crime Score

18/ 100

Moderate

Walkability

43/ 100

Mixed

Transit & Bike

Transit 7Bike 44

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 29 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -100.7% (HIGH)] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10023085291· as of 13 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.93
- valuation_snapshotsrent estimate 750/mo (range 700-800)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -889/mo, -119% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 29 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 29 Oct 2026
Risk & liquidity14.7/15
103 sales/12mo in area; valuation range width 9%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£206,000£316,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£409/mo
Cash on cash: -5.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.81 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023085291Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 750/mo (range 700-800)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 29 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 29 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£137,000

Rent Estimate (pcm)£750

Gross Yield3.27%

1y Growth-61.6%

3y Growth+0.7%

5y Growth+3.0%

10y Growth+1.9%

Last Sold Price£137,500 (2022-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG9 9FL

Approval Rate

-12mo

Development

low

3/26/1477/HH
Erection of single storey front porch and side extensions
Pending
3/26/1479/PNHH
Prior approval application (Part 1, Class A) for construction of single storey rear extension; depth extending from the original rear wall by 8.00 metres, a maximum height of 3.70 metres and an eaves height of 2.50 metres
Pending
X/26/0462/CND
Application for approval of details reserved by conditions 9 (windows), 10 (doors), 19 (noise assessment), 20 (sound insulation), 21 (ASHP NIA), 22 (partial approval for written scheme of investigation only) and 23 (bat swift boxes) pursuant to planning approval 3/25/0781/VAR
Pending

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining109 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2022-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density403 /km²

Owner Occupied73%

Age Distribution

0-15 28%16-64 61%65+ 11%

View Area Profile

Schools Nearby

Buntingford First School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Millfield First and Nursery School
0.4 mi
Good
Layston Church of England First School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Edwinstree Church of England Middle School
0.7 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 Crouch Gardens
-
£84k
-
10 Crouch Gardens
-
£219k
-
37 Crouch Gardens
-
£89k
-
29 Crouch Gardens
-
£138k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN