Hubert, Hamels Mansion, Hamels Park, Buntingford, SG9 9NA

UPRN:10023090476Converted Flat2 bedsBuilt -

LeaseholdCouncil Tax: Band GEPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Hubert, Hamels Mansion, Hamels Park, Buntingford, SG9 9NA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£988,000

£939k - £1.04MHigh

Estimate

£988k

Range

£939k – £1.04M

Rent Estimate (pcm)

£5,350

£5k - £6k

Monthly

£5,350

Yield

6.42%

Verdict

Derived from HomePortfolio scores

Hubert earns an INVESTIGATE rating with HP Score 60/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 17Bike 15

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -1.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10023090476· as of 9 Oct 2026
Rental economics10.2/40
gross yield 6.4%; range width penalty ×0.90
- valuation_snapshotsrent estimate 5350/mo (range 4950-5750)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -416/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
103 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£750,000£1,150,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£5,350/mo

Evidenced range £4,950-£5,750

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: £329/mo
Cash on cash: 1.1%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.59 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10023090476Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5350/mo (range 4950-5750)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026 · verify before relying on this
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5350/mo (range 4950-5750)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£988,000

Rent Estimate (pcm)£5,350

Gross Yield6.42%

1y Growth-

3y Growth+0.7%

5y Growth+3.0%

10y Growth+1.9%

Last Sold Price£1,120,000 (2018-06-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SG9 9NA

Approval Rate

-12mo

Development

low

3/26/1435/FUL
Change of use of vacant agricultural building to Class B8 storage or distribution and Class Eg(iii) industrial processes, layout of vehicular parking spaces and all ancillary works
Pending
X/26/0125/CND
Discharge Condition 4 (EV charging) attached to 3/25/1918/FUL
Approved
X/26/0050/CND
Discharge of condition 9 (Electrical Upgrades) attached to 3/24/0282/LBC
Approved

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-06-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density75 /km²

Owner Occupied73%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

St Thomas of Canterbury Catholic Primary School
1.1 mi
Good
Jenyns First School and Nursery
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Ralph Sadleir School
1.5 mi
Requires improvementConcerns
Roger De Clare First CofE School
1.5 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hamels Mansion Hamels Park
-
£328k
-
Hamels Mansion Hamels Park
-
£368k
-
Hamels Mansion Hamels Park
-
£400k
-
Hamels Mansion Hamels Park
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN