108 Mildmay Avenue, London, N1 4FE

UPRN:10023220445Purpose Built Flat1 bedsBuilt 2012-2021

LeaseholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£326,000

£309k - £342kHigh

Estimate

£326k

Range

£309k – £342k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

6.60%

Verdict

Derived from HomePortfolio scores

108 Mildmay Avenue earns an INVESTIGATE rating with HP Score 79/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

70/ 100

High

Crime Score

31/ 100

Moderate

Walkability

94/ 100

Excellent

Transit & Bike

Transit 86Bike 81

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £130/mo
Cash on cash: 1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£326,000

Rent Estimate (pcm)£1,650

Gross Yield6.60%

1y Growth-7.3%

3y Growth-1.3%

5y Growth-0.6%

10y Growth+0.5%

Last Sold Price£300,000 (2017-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N1 4FE

Approval Rate

-12mo

Development

low

P2026/2883/TRE
T1 - Cypress - Reduce height by 3m, shape side growth by up to 1m. Crown lift by 1m. this tree is growing in a raised border with limited room for growth either above or below ground.
Pending
P2026/2877/TRE
T1 - Lime - reduce crown to points of previous reduction - 3m approx. branch removal. Thin crown by 20-25% by removal of epicormic growth. Crown lift to 6m (epicormic growth only)
Pending
P2026/2842/TRE
Front Garden: T1: Lime (TPO): Approximately 12.00m. Reduce lateral and sub lateral branches growing out and overhanging the roof by approximately 2.50m, whilst preserving a suitable of furnishing growth to ensure crown continuity and preserve a naturally flowing crown line. Remove weak epicormic branches throughout the crown. Remove major dead wood throughout the crown. Reason/s: General maintenance to control encroachment and reduce potential hazards.
Pending

View Planning Timeline