398A Lodge Road, Soho All Saints, Birmingham, B18 5PW

UPRN:10023294516Flat/MaisonetteBeds -Built 1930-1949

Tenure: -Council Tax: Band AEPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

398A Lodge Road, Soho All Saints, Birmingham, B18 5PW

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£240,000

£192k - £288kLow

Estimate

£240k

Range

£192k – £288k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

3.12%

Verdict

Derived from HomePortfolio scores

398A Lodge Road earns an INVESTIGATE rating with HP Score 53/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

61/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

71/ 100

High

Transit & Bike

Transit 14Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.1% on contractual rent (listing-disclosed tenancy); contractual 2860/mo far above the 1300/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 2860/mo (tenanted)· as of 6 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -997/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
114 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£499,999

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: -£787/mo
Cash on cash: -5.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.77 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

listing_factscontractual rent 2860/mo (tenanted)Rental economics · as of 6 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
contractual rent 2860/mo (tenanted)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£240,000

Rent Estimate (pcm)£1,300

Gross Yield3.12%

1y Growth-

3y Growth-0.2%

5y Growth+2.6%

10y Growth-0.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B18 5PW

Approval Rate

-12mo

Development

low

2026/06379/PA
Erection of 6 metre deep single storey rear extension. Maximum height 4 metres, eaves height 2.5 metres
Pending
2026/06046/PA
Erection of 6 metre deep single storey rear extension. Maximum height 4 metres, eaves height 3 metres
Approved
2026/05055/PA
Extension of existing opening hours to midnight on Friday and Saturday to Unit R06
Conditions

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,180

Population Density-

Owner Occupied28%

Age Distribution

0-15 27%16-64 64%65+ 9%

View Area Profile

Schools Nearby

Flexible Learning School
0.1 mi
Good
Brookfields Primary School
0.2 mi
Good
Future First Independent School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Francis Catholic Primary School
0.4 mi
Inspected as St Francis Catholic Primary School (URN 103437) on 26 Nov 2024

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

395 Lodge Road
-
£125k
-
394 Lodge Road
-
£90k
-
395 Lodge Road
-
£85k
-
Rear Of 395 Lodge Road
-
£28k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN