27 Vicarage Gate, St. Erth, Hayle, TR27 6JB

UPRN:10023312119Mid Terrace House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

27 Vicarage Gate, St. Erth, Hayle, TR27 6JB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£262,000

£249k - £275kHigh

Estimate

£262k

Range

£249k – £275k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

5.56%

Verdict

Derived from HomePortfolio scores

27 Vicarage Gate earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

15/ 100

Low

Transit & Bike

Transit 6Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,150-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£46/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£262,000

Rent Estimate (pcm)£1,250

Gross Yield5.56%

1y Growth+8.7%

3y Growth-1.7%

5y Growth+0.4%

10y Growth+2.9%

Last Sold Price£226,000 (2021-07-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0TR27 6JB

Approval Rate

-12mo

Development

low

PA26/06769
EIA Screening Opinion request for construction of new setback flood defences (earth embankments); decommissioning of selected existing flood defences (no physical works, flood defence to be left in situ with maintenance ceased); retention and continued maintenance of certain existing defence lengths; habitat creation and biodiversity improvements; and temporary construction compounds, access and welfare facilities (to be reinstated on completion), on land along the River Hayle at St Erth / Little Mill / Chenhalls.
Approved
PA26/06467
Prior notification of agricultural or forestry development for: New agricultural building
Approved
PA26/05558
Submission of details to discharge Conditions 4 Materials, and 6 Bird box, in respect of Decision Notice PA26/01987 dated 26.06.2026
Conditions

View Planning Timeline

Ownership

Corporate Ownership72.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-07-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density87 /km²

Owner Occupied70%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

St Erth Community Primary School
0.1 mi
GoodImproving
The Cornwall Independent School
0.9 mi
Inspected by ISI
Penpol School
1.3 mi
Inspected as Penpol School (URN 111849) on 29 Apr 2025
Hayle Academy
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Vicarage Gate
-
£255k
-
22 Vicarage Gate
-
£290k
-
The Wink, 17A Vicarage Gate
-
£290k
-
6 Vicarage Gate
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN