Earlsridge, 20 Blackmore Way, Wheathampstead, St. Albans, AL4 8LJ

UPRN:10023326759Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band HEPC: C (78)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Earlsridge, 20 Blackmore Way, Wheathampstead, St. Albans, AL4 8LJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£3,309,000

£3.14M - £3.47MHigh

Estimate

£3.31M

Range

£3.14M – £3.47M

Rent Estimate (pcm)

£11,800

£11k - £13k

Monthly

£11,800

Yield

4.05%

Verdict

Derived from HomePortfolio scores

Earlsridge earns an INVESTIGATE rating with HP Score 64/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 5Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,500,000

At the asking price

Monthly rent£11,800/mo

Evidenced range £10,600-£13,000

Interest rate5.4%

Loan to value75%

Cash required: £1,385,050
Net cash flow: -£3,643/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.00 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,309,000

Rent Estimate (pcm)£11,800

Gross Yield4.05%

1y Growth-

3y Growth-3.1%

5y Growth+1.7%

10y Growth+2.8%

Last Sold Price£1,250,000 (2012-11-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1AL4 8LJ

Approval Rate

-12mo

Development

low

26/02496/FPH
Single storey front extension. Canopy roof over existing porch. Alterations to fenestration including infill of two no. ground floor side windows
Pending
26/01806/FPH
Single storey rear infill extension and alterations to rear ground floor fenestration (Development already carried out).
Pending
5/2026/1455
Demolition of conservatory and dining room and construction of single storey rear extension and internal alterations
Pending

View Planning Timeline

Ownership

Corporate Ownership63.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2012-11-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,703

Population Density152 /km²

Owner Occupied77%

Age Distribution

0-15 18%16-64 59%65+ 23%

View Area Profile

Schools Nearby

Kimpton Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sauncey Wood Primary School
1.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Katherine Warington School
1.5 mi
Good
Batford Nursery School
1.5 mi
Outstanding

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Blackmore Way
-
£1.82M
-
29 Blackmore Way
-
£2.80M
-
2 Blackmore Way
-
£1.14M
-
12 Blackmore Way
-
£1.54M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN