50 Oak Drive, Codicote, Hitchin, SG4 8DZ

UPRN:10023334408Detached House5 bedsBuilt 2023

FreeholdCouncil Tax: -EPC: B (86)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

50 Oak Drive, Codicote, Hitchin, SG4 8DZ

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£826,000

£785k - £867kHigh

Estimate

£826k

Range

£785k – £867k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

4.41%

Verdict

Derived from HomePortfolio scores

50 Oak Drive earns an INVESTIGATE rating with HP Score 83/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

70/ 100

High

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£830,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,700-£3,400

Interest rate5.4%

Loan to value75%

Cash required: £281,800
Net cash flow: -£690/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£826,000

Rent Estimate (pcm)£3,050

Gross Yield4.41%

1y Growth-

3y Growth+1.1%

5y Growth+1.1%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG4 8DZ

Approval Rate

-12mo

Development

low

26/02634/TCA
2x Field Maple - Reduce by approx 1m below old pruning points. Norway Maple - Reduce by around 2.5m height and width
Pending
26/02266/LDCLB
Remove painted roughcast render from north elevation gable leaving hard cement substrate. Re-render in two coats NHL 2 lime render with a wood float finish and limewash. Repair top of chimney stack and introduce oversailing course to north face.
Pending
26/02034/LDCE
Continued use of first floor above garage as habitable accommodation
Approved

View Planning Timeline

Ownership

Corporate Ownership60.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,703

Population Density-

Owner Occupied66%

Age Distribution

0-15 19%16-64 55%65+ 26%

View Area Profile

Schools Nearby

Codicote Church of England Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Welwyn St Mary's Church of England Voluntary Aided Primary School
2.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Tenterfield Nursery School
2.1 mi
Outstanding
Oaklands Primary School
2.1 mi
GoodConcerns

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

44 Oak Drive
-
£755k
-
40 Oak Drive
-
£760k
-
28 Oak Drive
-
£695k
-
26 Oak Drive
-
£750k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN